I don't know about you but I love budgeting. I love sitting down with the bills, a piece of paper and pencil and my calculator. Crazy? Well maybe. A few months ago I came across Dave Ramsey's My Total Money Makeover Online. I have always been a fan of spreadsheets, but takes budgeting to a new level.
Each month I go online with our large family bills and set our budget. It is not only simple but a great way to set goals, keep track of spending and help pay off debts.
I am able to track financial goals like our trip to Tennessee and Oklahoma as well as personal goals like losing weight and becoming more healthy.
The Total Money Makeover Online is now available as an app. While it is not a true app, it is a good online app that can be used on cell phones to track spending just like using cash!